When you buy a vehicle, there are a number of costs that go with it.  One of those costs is buying car insurance, but sadly, there's no deal for cheap car insurance.  I don't go with certain insurances because I don't get a sense that they'll cover me for what I want in the event of an accident.  
Yes, I get the discounts, etc....but it's not an amount that's chump change.  But I can't imagine driving around the city, or down the street without the damn papers.  Too many horror stories of people who thought they'd save a little money only to find that they pay way more later because they have gotten into an accident.  Yeah, suck it up and pay it.  I do.
 
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