I know that I'm very fortunate to have benefits at work...especially medical. Considering the amount of prescription medication we go through in a year, the benefits are huge. I can only imagine in the future, with 2 girls, who will most likely need glasses and braces how much the insurance will help me.
But like anything, if you're willing to pay more for things like an extended service plan, you could probably get more benefits. The question becomes, do I need these types of services? Some insurances that I have, I do go for it because I can see myself using it. But I'm not so sure about upping my medical plan with work.
However, further thought will go into it. Perhaps it will give me peace of mind.
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